Did your old truck die, and now it’s time to finally get out there and buy a new one? If you’re like most people, you’ll need a good car loan rate so that you can buy the best car possible, without being overwhelmed by monthly payments. Fort Collins Banking Rates will find you the best car loan rate possible by tapping in to our network of trusted financial experts.

Many people are looking for a used car, especially if it’s going to be a second car, or will be driven by a teenager. Fort Collins Banking Rates could also help you with used car loan rates that will make the whole transaction easier and more affordable.

 

TypeRateAvg Points
30 year fixed mortgage5.10%0.700
15 year fixed mortgage4.83%0.700
5 year ARM5.57%0.700
TypeRateAvg Points
HELOC variable5.26%N/A
TypeRateAvg Points
60 month new car loan6.17%N/A
36 month user car loan0.00%N/A
TypeRateAvg Points
credit card non reward8.07%N/A
credit card reward9.50%N/A
prime rate3.25%N/A
TypeRateAvg Points
bank savings account0.15%N/A
bank money markey account0.97%N/A
 

Recent Auto Loan Rates News

January 4, 2009

The perfect storm — low prices, interest rates give buyers hot deals

As of Friday, for example, Federal Housing Administration loans were at 5.5 percent. The high number of foreclosures means that banks are sitting on more ...
December 27, 2008

Still-busy Loveland car lots noting increases in used car sales

With lower interest rates and money incentives, consumers in the market for a new or used car still have incentive to buy, she said. ...
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As with most types of personal loans, having a good credit score will help you secure the lowest rates on your auto loan. If you don’t know your credit score, get your free credit report now.

The terms of your auto loan can affect the interest rates. If you choose a 36-month repayment term, you are more likely to get lower interest rates. If you choose a longer term, not only can your interest rates be higher, but you will pay more interest on your auto loan in the long term. When shopping for a car in Fort Collins, CO, be sure to ask the lender how the length of the loan will affect your interest rates.

Fort Collins Banking Rates can help you compare bank rates and car loan rates before you purchase your new vehicle. In order to make a wise purchase decision, there are several factors you should evaluate.

What you should consider before choosing an auto loan:

  • Is the vehicle you’ve chosen is within your budget?
  • Do you want to purchase a new or used vehicle?
  • Should you lease or purchase your vehicle?

Dealerships will often cover all of your options before your purchase, but if you’re looking for a no-haggle loan, Fort Collins Banking Rates can help you find out what you can afford and what the best vehicle purchase will be for your budget. Submit your information today to compare auto loan rates.

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Official Banking Rates Resource for Enetez.