Finding the highest CD rates in Fort Collins can be tough, but locating the best rates will get you that much closer to your savings goals.
Fort Collins Banking Rates will help you locate the best CD rates by comparing available offers for you. We compile up-to-date rates information from our database of over 3,000 banks and credit unions to bring you only the most competitive rates in your area.
| Featured Rate | Bank / Credit Union | Account Type | |
|---|---|---|---|
|
1.10%
As of May 14, 2012
|
 |
CIT Bank
|
CD Account |
|
1.09%
As of May 15, 2012
|
|
Ally Bank
|
CD Account |
| Highest Rates Recent Rate Changes | |||
| Best Rates (APY) | Bank / Credit Union | Account Type | |
|
1.26%
As of April 26, 2012
|
View Rate Details | Unified People's Federal Credit Union | CD Account |
|
1.16%
As of May 11, 2012
|
View Rate Details | First Education Credit Union | CD Account |
|
1.11%
As of April 27, 2012
|
View Rate Details | Cache Bank and Trust | CD Account |
|
1.05%
As of May 2, 2012
|
View Rate Details | Meridian Trust Credit Union | CD Account |
|
0.95%
As of May 9, 2012
|
View Rate Details | Security First Bank - Wyoming | CD Account |
|
0.90%
As of May 3, 2012
|
View Rate Details | Credit Union of Colorado | CD Account |
| Bank / Account Type | Rate Change | Date | |
|---|---|---|---|
| First National Bank - 12 Month CD Account | 0.60% to 0.50% | May 10, 2012 | |
| Security First Bank - Wyoming - 12 Month CD Account | 0.65% to 0.60% | May 9, 2012 | |
| First National Bank & Trust Company of Columbus - 12 Month CD Account | 0.49% to 0.39% | May 1, 2012 | |
CD rates can vary greatly depending on the term and location of the account. Don’t settle on the first rate you’re offered; researching the rates from all the banks and credit unions in your area will likely result in finding competitive offers you never knew existed.
You’ve been working in the Poudre School District all your life, and you’ve got a lot saved in your 401k. That’s a great way to save for your retirement, of course, but other ways can make your money grow faster. To find them, contact us at Fort Collins Banking Rates. We’ll find you the best CD rates and money market rates available.
The most difficult, and important, decision to make when investing your hard-earned money is which type of investment account should you choose. Certificate of deposits mature at a fixed rate on a fixed length of time, so you know what you’re getting up front. Mutual Funds may give a higher return, but are risky because they rely on the success of the stock market and the choices of the firm doing the investing on your behalf. Be sure to do your research on Fort Collins Banking Rates before you decide.
Fort Collins Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.
CDs or certificates of deposit come with a lot of advantages that savings accounts and other investing methods do not have. First of all, their interest rates are much higher than savings accounts. They are insured by the FDIC, which means your investment cannot disappear the way a stock investment can with a change in the market. They are a safe investment, and one that many people turn to at some point in their lives.
